Skip to content
Profile
Log In
Register
Search for:
Overview
Customers
Individual Customers
What Individual Customers Need
What Individual Customers Value
Underbanked
Business Customers
What Business Customers Need
What Business Customers Value
Public Sector Customers
Other Organizations
What Other Organizations Need
Other Financial Institutions as Customers
Institutional Investors
Sovereign Wealth Funds
Introducing Brokers
Industry Participants
Banks
Commercial Banks
Universal Banks
Savings Banks
Cooperative Banks
Credit Unions
Corporate Credit Unions
Credit Union Service Organizations (CUSOs)
Private Banks
Postal Savings Banks
State-Owned Banks
State-Owned Commercial Banks
Development Banks
Development Agencies
Challenger Banks
Digital Banks
Capital Markets Firms
Investment Banks
Brokerage Firms
Brokers
Dealers
Investment Management Firms
Mutual Fund Companies
Trust Companies
Hedge Fund Firms
Private Equity Firms
Real Estate Investment Firms
Trading Firms
Independent Financial Advisors
Custodians
Sub-Custodians
Clearing Agents
Shadow Banks
Other Financial Institutions
Finance Companies
Insurance Companies
Life Insurance Companies
General Insurance Companies
Health Insurance Companies
Reinsurance Companies
Insurance Brokers
Government Sponsored Enterprises
Fannie Mae and Freddie Mac
Commodity Trading Houses
Trust Companies (China)
Other Industry Participants
Payment Systems
Clearing
Settlement
Small Value Transfer Systems
Large Value Transfer Systems
Payment Processors
SWIFT
Merchant Acquirers
Alternative Payment Service Providers
Execution Venues
Exchanges
Alternative Trading Systems
Market Makers
Dark Pools of Liquidity
Depositories
Clearinghouses
Information Providers
Credit Bureaus
Rating Agencies
Fintech Firms
Fintech App Providers
Consumer Technology Companies
Industry Resources
Industry Associations and Forums
Media Sites
Analyst and Consulting Firm Websites
Trends
Banking Crises
Bank Collapses of 2023
Covid-19 Pandemic
Global Financial Crisis
Pressure on Profitability
Economic Environment
Economic Growth
Gross Domestic Product (GDP)
Interest Rate Environment
Yield Curves
Inflation
Deflation
Unemployment
Unemployment Rate
Fiscal Policy
Competition
Buy Now Pay Later (BNPL)
Online Lending Networks
Crowdfunding
Demanding Customers
Digital Disruption
Artificial Intelligence
Machine Learning
Deep Learning
Generative Artificial Intelligence
Foundation Models
Large Language Models (LLMs)
Natural Language Processing
Chatbots
Digital Assistants
Analytics
5G Technology
Latency
Distributed Ledgers
Blockchain
Cryptocurrencies
Crypto Exchanges
Fiat Currency
Stablecoins
Central Bank Digital Currencies (CBDC)
Digital Assets
Non-Fungible Tokens (NFTs)
Cryptocurrency Deposits and Loans
Crypto Custody
Decentralized Finance (DeFi)
Smart Contracts
Initial Coin Offerings (ICOs)
Robotic Process Automation
Biometrics
Mergers and Acquisitions
Regulatory Compliance
Improving Compliance Management
Centralizing Compliance Management
Improving Coordination Between Compliance, Risk, Finance and IT
Risk Management Improvements
Cost Control and Efficiency
Economies of Scale
Capital Management
Centralizing Functions
Outsourcing
Improving IT Management
Cloud Computing in Financial Services
Operational Excellence
Migrating Customers to Lower-Cost Delivery Channels
Cross-Channel Integration
Integrating Payments
ISO 20022
Core Banking Modernization
IT Infrastructures are Complex and Hetergeneous
Core Banking Support Is A Challenge
Scalability Is An Issue
Data Management Is A Problem
Increased Regulatory Scrutiny
Outsourcing Core Processing
Third Party Core Banking Solutions
Transforming Core Banking Over Time
How Banks Evaluate Core Banking Partners
Revenue Growth
Customer Acquisition
Product Expansion
New Payment Services
Islamic Finance
Customer Retention
Customer Insight and Management
Big Data
Cross-Selling
Geographic Expansion
Challenges Facing Credit Unions
Technology
Core Systems
Payment Processes and IT Ecosystems
Wire Transfer Process and IT Ecosystem
ACH Process and IT Ecosystem
Card Authorization Process and IT Ecosystem
Card Settlement Process and IT Ecosystem
Check Clearing Process and IT Ecosystem
Electronic Check Conversion
Remote Deposit Capture
Trading Systems
Data Distribution Systems
Trader Workstations
Order Management System (OMS)
Liquidity Mapping
Fragmentation of Liquidity
Execution Management Systems
Securities Clearing Systems
Trade Compliance System
Trade Reconciliation System
Transfer Agency System
Custody Systems
Delivery Channel IT Ecosystems
Branch IT Ecosystem
ATM IT Ecosystem
Online Banking IT Ecosystem
Mobile Banking IT Ecosystems
Mobile Banking WAP IT Ecosystem
Mobile Apps IT Ecosystem
Mobile Banking SMS IT Ecosystem
Contact Center IT Ecosystem
Interactive Voice Response (IVR) Systems
Automatic Speech Recognition (ASR) Technology
PBX Servers
ACD Server
CTI Server
Lending IT Systems
Retail Loan Issuance Systems
Retail Loan Servicing Systems
Default Management Systems
Commercial Lending Processes and IT Systems
Loan Origination Process for Middle Market Companies
Loan Origination Process for Large Corporates
Commercial Loan Closing
Commercial Loan Administration
Investment Management IT Systems
Advisor Workstations
Portfolio Management Systems
Portfolio Accounting Systems
Fintech
Regtech
Executives
Board of Directors
Board Committees
Global Risk Committee
Credit Risk Committee
Asset Liability Committee
Audit Committee
Corporate Governance Committee
Compensation Committee
Chief Executive Officer (CEO)
Chief Operating Officer (COO)
President, Retail Banking
EVP, Branch Banking
SVP, Deposit Products
SVPs, Product Management (Retail Banking)
SVP, Mortgage Lending
SVP, Card Services
SVP, Consumer Finance
SVPs, Customer Segments (Retail Banking)
SVP, Consumer Segments
SVP, Small Business Banking
SVP, Retail Banking Operations
VP, Online Banking
VP, Mobile Banking
VP, Contact Center Operations
VP, Loan Servicing
VP, Card Operations
VP, ATM Operations
VP, ACH Processing
VP, Check Processing
President, Corporate Banking
EVP, Global Banking
SVP, Global Banking Sales
SVPs, Product Management (Global Banking)
SVP, Loan Operations
EVP, Sales and Trading
SVP, Equities
SVP, Fixed Income, Currencies and Commodities
SVP, Structured Products
EVP, Commercial Banking
SVP, Commercial Banking Sales
SVPs, Product Management (Commercial Banking)
EVP, Transaction Services
SVP, Financial Institutions
SVP, Research and Analysis
President, Investment Management
EVP, Asset Management
Chief Investment Officer
Portfolio Managers
SVP, Distribution
SVP, Asset Management Operations
EVP, Retail Brokerage
SVP, Private Clients
SVPs, Product Management (Retail Brokerage)
SVP, Retail Brokerage Operations
EVP, Private Banking
SVP, Trust Services
SVP, Family Office Operations
Support Functions
Chief Financial Officer
Controller
SVP, Tax
SVP, Financial Planning and Analysis
SVP, Investor Relations
Chief Risk Officer
Risk Management Department
SVP, Operational Risk Management
VP, IT Risk Management
Chief Credit Officer
Credit Department
Corporate Treasury
Hedging
Basis Risk
Hedge Effectiveness
EVP, Global Technology and Operations
VP, Vendor Management
Chief Information Officer (CIO)
Chief Security Officer
Chief Technology Officer (CTO)
Chief Data Officer
VP, Infrastructure
VP, Application Services
SVP, Human Resources
Chief Marketing Officer
Chief Digital Officer
General Counsel
Chief Compliance Officer
SVP, Financial Crime Compliance
Chief Audit Executive
Making Money
Net Interest Income
Interest Income
Interest Expense
Provision for Credit Losses
Funds Transfer Pricing
Fee Income
Account Fees
Transaction Fees
Asset Management Fees
Advisory Fees
Sales Commissions
Penalty Fees
Trading Gains
Capital Gains
Operating Expense
Financial Statements
Income Statement
Net Income
Balance Sheet
Assets
Interbank Loans
Trading Assets
Investment Securities
Loans Outstanding
Fixed Assets
Other Real Estate Owned (OREO)
Liquid Assets
Liabilities
Deposits
Interbank Borrowings
FHLB Advances
Shareholders Equity
Tangible Common Equity
Capital
Off-Balance Sheet Items
Performance Metrics
Financial Metrics
Return on Equity (ROE)
Return on Tangible Common Equity
Return on Allocated Equity
Pre-Tax ROE
Risk-Adjusted Return on Capital (RAROC)
Economic Capital
Return on Assets (ROA)
Return on Risk-Weighted Assets (RoRWA)
Efficiency Ratio
Compensation Ratio
Spread
Yield on Assets
Cost of Funds
Net Interest Margin
Revenue
Operating Income
Pre-Provision Net Revenue
Shareholder Value Added
Risk Management Metrics
Charge-Off Ratio
Charge-Offs
Recoveries to Charge-Offs
NPLs to Loans
Non-Performing Loans
Noncurrent Loans to Loans
Noncurrent Loans to Equity Capital
Delinquency Rate
Delinquent Loan
Allowance to NPLs
Allowance to Loans
Allowance to Noncurrent Loans
Noncurrent Loans
Texas Ratio
Approval Rates
Value at Risk (VaR)
Interest Rate Sensitivity Gap
Loans to Deposits
Net Open Position
Liquidity Gap
Operational Metrics
Number of Employees
Average Days for Loan Approval
Financial Advisor Productivity
Contact Center Metrics
Growth Metrics
Number of Accounts
New Customer Acquisition
Transaction Volumes
Trading Volume
Net New Current Accounts
Active Online or Mobile Accounts
Card Purchase Volume
Assets Under Management
Net Inflows
Client Brokerage Assets
Total Client Balances
Assets Under Administration
Sales and Marketing Metrics
Products per Customer
Contact Rate
Close Ratio
Sales per Person
Response Rate
Cost per New Account
Conversion Rate
Customer Metrics
Customer Profitability Metrics
Average Balance per Account
Retention Rate
Net Promoter Score
Product Performance Metrics
Market Share
Rate Paid on Deposits
Investment Performance Metrics
Investment Banking Metrics
Employee Metrics
Employee Turnover Rate
Average Employee Tenure
Revenue per Employee
Employee Advocacy Score
Sources of Financial Information
Using Financial Information
Making Money in Credit Unions
Net Worth Ratio
Net Worth
Loans to Shares
Risks
Credit Risk
Default Risk
Issuer Risk
Counterparty Risk
Sovereign Risk
Credit Risk Management
Default Management
Improving Credit Risk Management
Market Risk
Interest Rate Risk
Trading Risk
Trading Risk Management
Stop-Loss Limits
VaR Models
Currency Risk
Currency Risk Management
Improving Market Risk Management
Scenario Analysis
Liquidity Risk
Market Liquidity Risk
Liquidity Risk Management
Wholesale Funding
Liquidity Buffers
Asset/Liability Management
Prepayment Risk
ALM Models
Stochastic Modeling
Improving Liquidity Risk Management
Strategic Risk
Operational Risk
Legal and Compliance Risk
Political Risk
Fraud Risk and Prevention
Application Fraud
Payments Fraud
Card Fraud
Cybersecurity
Common Types of Cyberattacks
Recent Data Breaches and Cyberattacks
Improving Cybersecurity and Information Security
Dark Web
Information Security
Multi-Factor Authentication
Identity Fraud
Reputational Risk
Conduct Risk
Reputational Risk Management
Operational Risk Management
Improving Operational Risk Management
Enterprise Risk Management
Improving Enterprise Risk Management
Three Lines of Defense
Systemic Risk
Regulation
Industry Regulators
Domestic and Regional Regulators
US Regulators
US Banking Regulators
US Securities Regulators
EU Regulators
Single Supervisory Mechanism (SSM)
European Systemic Risk Board
European Banking Authority
European Securities and Markets Authority
European Insurance and Occupational Pensions Authority
China Regulators
UK Regulators
Financial Conduct Authority (FCA)
Prudential Regulation Authority (PRA)
Financial Policy Committee (FPC)
Payment Systems Regulator
Examination Reports
Central Banks
Monetary Policy
Self-Regulatory Organizations
International Associations
Bank for International Settlements (BIS)
Basel Committee
Financial Stability Board
Global Systemically Important Financial Institutions
IOSCO
IOPS
Industry Regulations
Capital and Supervisory Rules
Basel III
Liquidity Requirements
Basel III Endgame
Capital Ratios
Risk-Weighted Assets
Common Equity Ratio
Tier 1 Capital Ratio
Total Capital Ratio
Leverage Ratio
Capital Conservation Buffer
Countercyclical Buffer Requirements
Core Capital Ratio
Enhanced Prudential Standards
Stress Testing
Recovery and Resolution Planning
Fundamental Review of the Trading Book (FRTB)
Capital Requirements for Operational Risk
Increased Requirements for Foreign Banks
Booking Models
BCBS 239
Anti-Money Laundering
Financial Crime
Counter-Terrorism Financing
Know Your Customer
Customer Screening
Financial Action Task Force (FATF)
Consumer Protection
Revised Payment Services Directive (PSD2)
Single Euro Payments Area
Mortgage Lending and Consumer Finance Regulations
Interchange Limits
Consumer Privacy and Data Regulations
California Consumer Privacy Act (CCPA)
General Data Protection Regulation (GDPR)
Local Data Residency Regulations
Bank Secrecy and Tax Evasion
Investor Protection
Risk Retention Requirements
Securites Trading Regulations
Manipulation of Benchmark Rates
Benchmark Rates
FX Global Code
Proprietary Trading Restrictions
Volcker Rule
Ringfencing
MiFID II
MiFID
Algorithmic Trading Regulations
Price Fixing in Energy Markets
Role of Banks in Commodities Markets
Large Trader Reporting
Consolidated Audit Trail
Reg ATS
Reg SCI
Trader Surveillance
Regulation of Crytptocurrencies
Investment Fund Requirements
Money Market Fund Requirements
Alternative Investment Fund Managers Directive (AIFMD)
US Fund Registration Requirements
Corporate Governance
Accounting Standards
IFRS 7
IFRS 9
US CECL Standard
Regulations in the US
Dodd-Frank Act
CARD Act
Federal Credit Union Act
Products & Services
Retail Banking
Deposit Accounts
Current Accounts
Demand Deposit Accounts
NOW Accounts
Share Draft Accounts
Savings Accounts
Share Savings Accounts
Term Deposits
Share Certificates
Consumer Payments
Card Payments
Debit Cards
Credit Cards
Prepaid Cards
Stored Value Cards
Point-of-Sale (POS)
Card Economics
Digital Payments
Online Payments
Mobile Payments
P2P Payments
Digital Wallets
Real-Time Payments Systems
Account-to-Account (A2A) Payments
ACH Payments
Giro Payments
Check Payments
Cash Payments
Retail Loans
Overdrafts
Mortgage Loans
Consumer Finance
Home Equity Loans
Automobile Financing
Microfinance
Bancassurance
Investment Management
Wealth Management
Financial Planning
Estate Planning
Retail Brokerage
Trade Execution
Trade Orders
FIX Protocol
Best Execution
Margin Trading
Asset Management
Portfolio Management
Asset Allocation
Robo-Advisory
Investment Funds
Mutual Funds
Closed-End Funds
Unit Investment Trusts
Exchange-Traded Funds
Real Estate Investment Trusts
Hedge Funds
Private Equity Funds
Private Credit Funds
Managed Accounts
Annuities
Trust Services
Personal Trusts
Trustee
Private Banking
Family Office Services
Pension Plan Administration
Pension Plans
State Sponsored Pensions
Occupational Pensions
Private Pensions
Plan Sponsors
Plan Participants
Commercial Lending
Loan Structures
Basis Point
Commercial Term Loans
Short-Term Credit Facilities
Asset-Based Lending
Leasing
Factoring
Commercial Real Estate Lending
Project Finance
Loan Syndications
Investment Banking
Advisory Services
Securities Underwriting
Securities Underwriting Process
Private Placements
Private Equity
Venture Capital
Asset Securitization
Structured Finance
Research and Analysis
Treasury Services
Receivables Services
Merchant Processing
Electronic Bill Presentment
Electronic Invoice Presentment and Payment
Lockbox Collections
Cash Vault Solutions
Integrated Receivables
Accounts Receivable
Payables Services
Operating Accounts
Wire Transfers
Electronic Funds Transfer
Foreign Exchange Services
FX Settlement Risk
Commercial Cards
Commercial Card Rebates
Card-Based A/P Payments
Payroll Services
Check Disbursement Services
Check Cashing Services
Positive Pay
Account Reconcilement
Payables Lockbox
Integrated Payables
Accounts Payable
Accounts Payable Automation
Liquidity Management Services
Concentration Services
Notional Pooling
Sweep Services
Trade Finance
Open Account Trading
Open Account Trading Transaction Process
Documentary Collections
Documentary Collections Transaction Process
Commercial Letter of Credit
Commercial L/C Transaction Process
Trade-Related Financing
Export Credit Insurance
Changes in Trade Finance
Supply Chain Finance
Reverse Factoring
Channel Financing
Transaction Banking
Capital Markets
Trade Execution Services
Order Flow
Market Making
Decimalization
Proprietary Trading
Quantitative Trading
Algorithmic Trading
Electronic Trading
Direct Market Access
Electronic Bond Trading
Risk Management Services
Financial Markets
Securities
Money Markets
Primary Markets
Secondary Markets
OTC Markets
Asset Class
Equities
Fixed Income Instruments
Money Market Instruments
Commodities
Real Estate
Derivatives
Alternative Investments
Securities Services
Issuer Services
Shareholder Services
Registrar Services
Paying Agency Services
Trustee Services
Corporate Trusts
Depositary Receipt Administration
Broker and Advisor Services
Securities Clearing
Central Counterparties
Custody
Trade Settlement
Target2 Securities (T2S)
Securities Lending
Short Selling
Fund Administration
Transfer Agency Services
Prime Brokerage
Prime Custody
Private Equity Administration
Channels
Relationship Managers
Financial Advisors
Account Managers
Branches
Remote Branches
Branch Transformation
Self-Service Terminals
ATM Transactions
ATM Trends
Online Services
Online Banking
Online Banking Trends
Online Trading
Treasury Portals
Trade Finance Portals
File Management Services
Trading Portals
Custody Portals
Social Media
Mobile Services
Mobile Banking
Mobile Banking Trends
Mobile Trading Apps
Contact Centers
Contact Center Trends
Third Party Distribution
Search for:
Login
Login
dtompkins
2020-05-06T14:01:41-04:00
To reset your password, click on "Forgot your password?"
E-mail
Password
Only fill in if you are not human
Register
Forgot your password?
Please click
here
to return to the home page
Page load link
Go to Top
